Your Path to Financial Freedom and Security Starts Here

Specialized Expertise in Retirement Planning: Investment Strategies Using Annuities; Asset Optimization, and Comprehensive Life and Healthcare Benefits.

We Transform Financial Challenges into Freedom, Security, and Generational Wealth.

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10+Years Experience
$3M+Debt Resolved
1000+Lives Changed

Building Generational Wealth and Lasting Legacies

Empowering Businesses and Families with Elite Financial Knowledge to Apply, Preserve, and Protect Assets and Capital While Sustaining Lasting Legacies

The 6 Steps Toward Reaching Your Financial Goals

Step 1 Increase Cash Flow
  • Earn Additional Income
  • Manage Expenses
Step 2 Manage Debt
  • Strive to Eliminate Credit Card Debt
  • Consolidate Debt
Step 3 Long-Term Planning
  • Outpace Inflation and Reduce Taxation
  • Focus on Long-Term Planning Not Short-Term Results
  • Retirement Planning
Step 4 Proper Protection
  • Protect Against Loss of Income
  • Protect Family Assets
  • Long-Term Care and Disability
Step 5 Emergency Fund
  • Save at Least 3-6 Months of Income
  • Prepare for Emergency Expenses
Step 6 Additional Services
  • Wealth Replacement
  • Estate Planning Solutions
  • Tax Diversification

Transform Your Financial Future

Expert Guidance Tailored to Your Unique Financial Journey

Debt Mediator

Strategic Debt Resolution That Protects Your Assets While Negotiating Optimal Settlements with Creditors.

  • Creditor Negotiation and Settlement
  • Asset Optimization
  • Credit Score Rehabilitation
  • Legal Support and Advocacy

Retirement and Annuity Specialist

Comprehensive Retirement Planning and Annuity Strategies That Ensure Your Golden Years Are Secure with Guaranteed Lifetime Income.

  • 401(k) and IRA Rollover
  • Fixed and Index Annuity Analysis
  • Lifetime Income Available
  • Social Security and Tax Deferral

Life Insurance Broker/Agent

Professional World-Class Partnerships Providing Multiple Options from Top-Rated Carriers Offering Maximum Protection and Benefit Packages.

  • Term Life Insurance
  • Index Universal Life
  • Executive Business Planning
  • Estate Preservation Strategies

Looking to Start a Business in the Financial Industry?

Join Our Team and Build Your Own Successful Financial Services Practice with Expert Mentorship and Support

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Client Success Stories

Real Results from Real People Building Their Legacies

"
★★★★★

Armena transformed our financial outlook completely. Her debt mediation expertise saved us from bankruptcy, and her retirement planning has given us confidence in our future. She's not just a financial advisor; she's a life-changer who truly cares about her clients' success.

JT

Jennifer and Michael Thompson

Retired Business Owners

"
★★★★★

I was drowning in debt and didn't know where to turn. Money Ministries not only helped me get out of debt but also set me up with a solid retirement plan. For the first time in years, I can actually see a bright future for my family.

RJ

Robert Jackson

Small Business Owner

"
★★★★★

The annuity strategy Armena created for us guarantees income for the rest of our lives. We're now traveling the world and enjoying retirement without worrying about running out of money. She truly understands generational wealth.

DW

David and Patricia Williams

Retired Educators

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★★★★★

As a single mother, I never thought I could build real wealth. Armena showed me how to protect my family with the right insurance and start building a legacy for my children. She changed the trajectory of our entire family's future.

LH

Lisa Henderson

Healthcare Professional

"
★★★★★

I joined Money Ministries' team to start my own financial services business. The mentorship and training have been incredible. I'm now helping others achieve financial freedom while building my own legacy. Best decision I ever made!

MM

Marcus Mitchell

Financial Services Agent

"
★★★★★

The comprehensive approach to our finances was exactly what we needed. From life insurance to healthcare benefits, Armena made sure every aspect of our financial health was covered. Our children will inherit more than money—they'll inherit security.

AC

Anthony and Maria Cruz

Restaurant Owners

Retirement and Asset Optimization Specialist

Meet Armena Ketchum

University of Wisconsin-Madison Alumni and Entrepreneur. Ketchum started her career as a United States Government Employee, advancing to the City of Chicago as a Librarian.

In 2018, Ketchum bridged into Entrepreneurship and Ownership was established; creating Money Making Ministries.

  • 2023 Million Dollar Annuity Circle Inductee
  • 2024 Most Valuable Player in Integrity Marketing Group
  • 2024 Top Writing Agent with American National Insurance Company
  • American National (ANICO) Holds an A (Excellent) Rating from A.M. Best and S&P
Armena Ketchum - Financial Expert

Trusted Insurance Partners

Working with the Industry's Most Reliable Carriers

Ready to Take Control of Your Financial Future?

Let's Create a Personalized Strategy That Turns Your Financial Goals into Reality and Builds a Legacy for Generations

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